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Local virtual asset provider (VASP) and electronic money issuer Coins.ph announced it is positioning its platform as an all-in-one financial application as it continues to expand services that combine payments, fund transfers, bill settlement, and digital asset trading in a single mobile wallet.
All-in-One Financial App
Coins.ph said the app aims to address common friction points in everyday financial transactions, including the use of multiple apps, manual payment processes, and delayed transfers.
Amira Alawi, global marketing director at Coins.ph, said the company is focused on simplifying how users manage money for daily needs such as payments, remittances, and small business transactions.
“Filipinos deserve a financial experience that’s as fast and intuitive as the rest of their digital lives… Most people don’t think about financial infrastructure, they just want money that works. Whether you are picking up groceries, sending funds home, paying bills, or running a small business, everything should flow naturally from one app. That is what we have built with Coins.ph, a secure and reliable all-in-one financial app that gives people more freedom, more time, and more control without compromise.”
Amira Alawi, global marketing director, Coins.ph
Integrated Financial Services
According to the company, it is building a unified digital wallet designed for everyday use.
The Coins.ph app enables users to trade digital assets, pay individuals and merchants, transfer funds across banks and e-wallets, pay bills, and receive international remittances within one platform.
The firm stated the integration is intended to allow faster movement of funds across different financial systems while reducing reliance on cash and standalone payment applications.
QR Ph Adoption
Coins.ph supports the national QR Ph payment standard which allows users to make cashless payments at participating merchants nationwide.
The company said the wallet can be used in retail locations ranging from restaurants and grocery stores to public markets and small neighborhood shops.
According to the firm, the platform currently connects users to more than 600,000 merchants that accept QR Ph payments.
Bills and Payments
The company said users can pay different types of bills through the app, including utilities, government fees, loans, credit cards, insurance, and tuition payments.
Payments are processed with near real-time confirmation, which the company said helps users avoid late fees. The app also supports donations to accredited non-governmental organizations.
“Say goodbye to long queues and complicated payment processes. With the Coins.ph app, you can instantly settle over 120 different types of bills securely and swiftly.”
Coins.ph
Infrastructure Focus
Coins.ph emphasized that its platform is designed to enable faster and more flexible movement of funds by connecting different banking and payment ecosystems, which will allow users to transfer money with minimal friction.
“Behind the simplicity of the app is the bigger goal to make money move faster, easier, and more reliably in the Philippines. Coins.ph isn’t just adding features; it is building the infrastructure that makes everyday financial life seamless.”
Coins.ph
Recent Coins.ph News
Recently, Coins.ph shared the extension of the use of its peso-backed PHPC stablecoin to QRPh payments through a partnership with Sky Mavis, allowing PHPC to be spent at more than 600,000 merchants nationwide once regulatory approvals are secured. The integration, targeted for rollout by 2026.
In November, the firm signed a memorandum of understanding with Vietnam-based FinFan to expand Philippines–Vietnam remittance and payment services, using its licensed infrastructure to enable faster, more transparent, and cost-efficient cross-border transfers.
In the same month, Coins.ph joined Circle’s Arc public testnet to explore expanding the utility of its peso-backed PHPC stablecoin, particularly for cross-border remittances and high-volume transactions. Moreover, it also partnered with global remittance provider BCRemit to launch a stablecoin-powered remittance service, allowing Filipinos in the UK, EU, US, and Canada to send money home.
Last October, the company appointed Amira Alawi as its Global Marketing Director to lead the company’s international expansion, overseeing brand strategy, partnerships, and user acquisition for its upcoming global platform, Coins.xyz.
This article is published on BitPinas: Coins.ph Aims to Position as All-in-One Financial App for Payments, Bills, and Crypto
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